This Website is owned and maintained by Holla Mitran & Co LLP (referred to as “HMC” hereafter) for your personal information, communication, education and use. The Website may contain links to other websites, having further linked websites, operated by parties other than HMC (“Linked Websites”).

The use of Website is governed by the following terms and conditions and other terms and conditions/policies as indicated on this Website (“T & C”) and all the applicable laws as also any separate terms and conditions for certain sections as may be applicable and in the event of any conflict such specific terms and conditions shall prevail. Any or all users of this system and files are being tracked and by accessing and using Website you agree to accept, without limitation or qualification, all the T & C. The Content (information, material, news items, data, etc.) of the Website including the T & C are subject to change at the sole discretion of HMC, without prior notice.

HMC owns all the right, title and interest including the copyright in respect of all the Content including various logos, trademarks, service marks etc., unless indicated otherwise. You may use/download the Content only for non-commercial and personal use, provided you retain all copyright and other proprietary notices contained therein. You shall not, however, reproduce, distribute, redistribute, modify, transmit, reuse, report, or use the Content for public or commercial purposes without HMC’s written permission. You shall not use the Content for illegal purpose.

Products and services offered on the Website are available only in restricted geographical regions as indicated. This Website does not offer any products or services to citizens of or in the jurisdictions whose laws conflict with, differ from, or provide higher requirements than those necessitated by, the laws of the Republic of India.

The development of the Website with respect to the Content and software made available and products and services (“Products”) offered through it, is a continuous and an ongoing process and Products are provided on “best effort basis”. HMC makes all attempts to keep the Products and/or services updated and accurate, but Products and/or services may not be up to date. HMC makes no warranty or representation, express or implied, including, but not limited to any warranties or representations as to the accuracy, reliability or completeness of the Products and/or fitness for a particular purpose, and/or non-infringement with respect to the Website and/or Linked Websites and/or the Products.

Any Content on Website must not be construed as advice, and you should exercise due caution and/or seek sp0ecific advice before entering into any obligation, financial or otherwise, based on the Content. The contents displayed or the products/services offered on the Linked Websites or any quality of the same are not endorsed, verified or monitored by HMC in any way. HMC makes no representation or warranty, express or implied, of any kind whatsoever, pertaining to the Linked Websites.

Though HMC takes steps to prevent introduction of virus and other such destructive materials on the Website, it does not represent, warrant or guarantee that the Website or the Content downloaded from the Website or Linked Websites do not contain such virus or destructive materials. HMC is and shall not be liable for any damage or harm attributable to such virus or destructive materials. HMC does not warrant that the Website or functions thereof will be uninterrupted or free of any error or defect. HMC shall not be liable to you or any third party (whether or not the access is authorised) for any cost, loss, damage or the like, incurred / suffered, directly or indirectly, due to:

· Use of the Websites or Products/services in violation of the applicable terms and conditions of such usage or the applicable laws or otherwise failure to abide by such terms and conditions or laws.

· Any action based on the Content or any use or application of the same or any error or omission relating to the transmission of the Content.

                                                        i.            HMC’s Failure to act upon your instructions,

                                                      ii.            Non availability of the Internet Services in the desired manner,

                                                    iii.            loss of any instruction in any communication channel or of any stored data/instructions; due to any reasons beyond the control of HMC at the relevant point of time, including any problems and difficulties arising due to power and electricity failure, computer errors, programming errors, software or hardware errors, computer breakdown, non-availability of Internet connection, communication problems between the website and User’s computer network, non-availability of links, corruption of the computer software, problems in the telecommunication network and any other technology related problems, natural calamities/ disasters, legal restraints, industrial disputes, epidemic/pandemic or any other reason beyond the control of HMC.

· Any unauthorised transaction through this Website due to your fraudulent or negligent usage.

· Any unauthorised / fraudulent / erroneous use of or hacking or intrusion into the computer network of HMC by any third party due your negligent or fraudulent conduct, or if HMC has taken due and reasonable care to avoid such hacking or intrusion.

You or any third party accessing the Website irrevocably agrees to the exclusive jurisdiction of the courts at Bangalore in relation any matter connected or related to use or access of the Website and waives any objection to any proceedings on grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum. The governing law in such legal proceedings referred to above shall be the laws of the Republic of India.

Additional Disclaimer

This communication is confidential and privileged and is directed to and for the use of the addressee only.

The recipient acknowledges that Holla Mitran & Co LLP may be unable to exercise control or ensure or guarantee the integrity of the text of the email message and the text is not warranted as to completeness and accuracy.

Copyright Holla Mitran & Co LLP. All rights reserved.

Privacy Policy

You agree that we may use Customer Information for the purpose of statistical analysis and for the creation of data (“Statistical Information”), which does not contain individual Customer Information. In addition to the information that HMC elicits from you, you are free to volunteer any other information that you feel that HMC needs to know, but the security and confidentiality as per this Policy is guaranteed only to the information that the HMC directly asks from you.

This Policy holds true for a non-customer who has provided information to HMC, by any means, with the intentions of establishing a relationship, of whatsoever nature, with HMC. By divulging any information to us you agree to the terms and conditions of this Policy.

Use of Customer Information / Statistical Information

We may use the Customer Information for, among other things, customer verification, provision of products and services, for personalization of products or services, marketing or promotion of our financial services or related products or that of our associates and affiliates; for creation of Statistical Information, statistical analysis, enforcement of your obligations, any other purpose that will help us in providing you with optimal and high quality services.

Security

We have taken reasonable measures to protect security and confidentiality of the Customer Information and its transmission through the World Wide Web. You are required to follow the Terms and Conditions while using this Website including the instructions stated.

HMC will give access to Customer Information to employees and associates of HMC for enforcement of your obligations. Any employee who withdraws from the employment of HMC will have to undertake to abide by this Privacy Policy and keep all Customer Information secure and confidential.

Disclosure

· We shall not be held liable for disclosure of the Customer Information or Statistical Information in accordance with this Privacy Commitment or in terms of any other agreements with you.

· We may disclose the Statistical Information to any person, without any limitation and you hereby give your irrevocable consent for the same.

· We may disclose Customer Information to any of our associates and affiliates, without any limitation and you hereby give your consent for the same.

· We may disclose the Customer Information, to third parties, without limitation, for the following reasons and you hereby give your irrevocable consent for the same:-

·         To comply with legal requirements, legal process, legal or regulatory directive/ instruction. or

·         To enforce the Terms and Conditions of the products or services. or

·         To protect or defend our rights, interests and property or that of our associates and affiliates, or that of our or our Affiliate’s employees, consultants etc. or

·         As permitted or required by law.

· We may disclose the Customer Information to third parties for following, among other purposes, and will make reasonable efforts to bind them to obligation to keep the same secure and confidential and an obligation to use the information for the purpose for which the same is disclosed, and you hereby give your irrevocable consent for the same:-

·         For participation in any telecommunication or electronic clearing network. or

·         For advertising. or

·         For facilitating joint product promotion campaigns. or

·         For availing of the support services from third parties. or

·         For sharing with third-parties information obtained with your consent, from your mobile device like device location, device information (including storage, model, installed apps, wifi, mobile network) transactional and promotional SMS, communication information including contacts and call logs, for statistical modelling, credit scoring and any other purpose that will help us in providing you with optimal and high quality services

Cookie Policy

To continually enhance your online experience, we use cookies that store your preferences and give us data about your browsing behaviour, such as the pages you visited on this website, how much time you spent on our site, etc. This information helps us understand customer interests and helps us improve our website. By visiting the website, you acknowledge, accept and expressly authorize us for the placement of cookies on your computer or hand held device. Please find below some more information regarding cookies and their application on our website:

What are Cookies?

A cookie is a simple text file that is stored on your computer or mobile device by a website’s server and only that server will be able to retrieve or read the contents of that cookie. Every cookie is unique to your particular web browser. It will contain some anonymous information such as a unique identifier and the site name with some digits and numbers. It allows the website to remember your browsing behaviour & show you relevant ads based on the browsing pattern. The cookies also allow the website to limit the number of ads shown.

How does Hollamitran.com use Cookies?

Hollamitran.com uses cookies to capture following information –

·         Source of visit to the website

·         Time spent on the website

·         Pages viewed on the website

·         Ad clicks

Please note that the scope of this tracking is limited to the Hollamitran.com domain. User activity on other third-party websites is not tracked by HMC.com cookies.

Further information about cookies

If you’d like to learn more about cookies in general and how to manage them, visit www.aboutcookies.org (opens in a new window – please note that we can’t be responsible for the content of external websites).

Changes to this policy

The above may change at any time. We will endeavour to notify you of any major changes but you may wish to check it each time you visit our website.